WELCOME TO
FEMURE TRADELINES
‘‘Voted Most Secured & Reliable Tradelines in The US’’
GET YOUR CREDIT SCORE WHERE IT NEEDS TO BE
RELIABLE. SIMPLE. EASY..
1
CHOOSE
View our LIVE LIST. It updates automatically each month. Once you’ve found the tradelines you want, write down the CARD ID #
All of the information you need regarding the lines on the list is in the link. If anything is left out please feel free to email us order@femuretradelines.com
2
SIGN AGREEMENT
Once you filled out the request form we will send you specific required docs and sign agreement to purchase via email (please check spam)
(EVERYTHING MUST BE TYPED OUT. DOUBLE CHECK BEFORE SENDING YOUR INFORMATION SO NOTHING IS ENTERED INCORRECTLY.)
(if you’ve already signed form and uploaded your docs once, you do not need to sign it again).If you do not sign the form we will NOT complete your order.
3
CONFIRMATION
CONFIRMATION WILL BE SENT WITHIN 48 HOURS
Once we receive your order, we will send you an email with important instructions.
IF YOU DO NOT RECEIVE AN EMAIL FROM US WITHIN 48 HOURS FROM THE TIME YOU PLACED THE ORDER, PLEASE EMAIL US:
order@femuretradelines.com
WHAT MAKES UP A CREDIT SCORE?
How Tradelines Affect the 5 Credit Score Factors:
Credit scores, particularly FICO scores, are based on five main factors:
Payment History (35%):
This is the most significant factor. If the tradeline has a strong history of on-time payments, it can positively impact this category.
However, if the primary account holder misses payments, it can negatively affect your score.
Amounts Owed (30%):
This refers to your credit utilization ratio (the amount of credit you're using compared to your available credit).
A tradeline with a high credit limit and low balance can lower your utilization ratio, which is good for your score.
Length of Credit History (15%):
Older accounts generally have a more positive impact on your score.
Adding an older tradeline can increase the average age of your accounts, potentially boosting your score.
Credit Mix (10%):
Lenders like to see a mix of different types of credit (e.g., credit cards, installment loans).
Adding a tradeline can contribute to your credit mix, but its impact depends on the type of account.
New Credit (10%):
Opening many new accounts in a short period can lower your score.
Adding a tradeline through being an authorized user, is not considered a new account opened by yourself, therefore it has a different effect than opening new credit.
Key Considerations:
Risk: There's no guarantee that buying a tradeline will significantly increase your score. The primary account holder's behavior can still affect your credit. Which ultimately will be our responsibility for the user to keep utilization up to 15%, if not, we either replace that tradeline or give your money back 100%.
NEED FUNDING?
WE’VE TEAMED UP WITH LENDERS THAT’LL APPROVE YOU 0% INTEREST NO DOC APPROVALS EVEN WITH A BRAND NEW LLC
IS THERE A FEE?
NO UPFRONT FEE TO GET STARTED WITH US, IF WE GET YOU $200,000 FOR YOUR BUSINESS WE CHARGE 10% SUCCESS FEE WHEN YOU RECEIVE THE FUNDS IN YOUR ACCOUNT WHICH MEANS YOU’LL ONLY PAY $20,000 FOR US DOING EVERYTHING FOR YOU
faq
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We provide authorized user tradelines to help your personal credit profile look favorable text goes here
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It is someone that is “authorized” to be placed on a primary cardholder’s account. When you become an authorized user on someone’s credit card account, you agree to adopt the future and past credit history of the account.
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Essentially, a credit card holder with perfect payment history adds you to their card. You do not get a physical card to use, but you do get the perfect credit history imprinted on your credit report. They generally stay active for 30-90 days unless otherwise stated.
All cards are 15% utilization or less. In the time the cards are active on your credit report you should have a blueprint or plan on what financial goals you are trying to achieve during the time they are active.
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All of our lines are active for 60 days (2months) . If you purchase a 60 term tradeline and feel that you need more time we can always extend your term just let us know 5 days before next the closing date
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After a tradeline is “terminated” or “closed”, it will still have a large, positive effect on your credit history and scores. Most tradelines will stay on your reports forever, or at the very least for many years.
We cannot guarantee the exact amount of time they will show on your credit reports.
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It is 100% legal to add authorized users to your account. As a matter of fact, many banks and lenders encourage it. It is no different than you adding a family member or friend on your card.
Unfortunately, there are many people out there that don’t have the luxury of another family member with good credit to help them move forward or overcome financial challenges. That is where we come in.
The only difference is that we do not allow our clients to use the cards or have any contact with the cardholders. The cardholders are paid for their time. Win-Win -
Confidentially is important for both our cardholders and clients. We have worked with a number of attorneys and local law enforcement to provide protection and set precautionary measures for both our clients and our cardholders. There are softwares that we use to check all information provided to us when adding clients to cards.
We will not tolerate individuals that try to misuse our services to perform fraudulent acts. -
Everybody’s credit profile is unique. Some people have a great score, but high utilization. Others may have many negative items or excessive inquiries. Then there are those that barely have anything, not even a score. If you have bad/fair credit with minimal negative items, little to no credit, or currently have good credit, then tradelines would be a perfect addition.
If you have a lot of collections, inquiries, or late payments then you would need credit repair before adding tradelines. If you are currently in the process of credit repair, we highly recommend you that wait until you are finished before adding tradelines to achieve the best result.
With any derogatory, charge-off’s, late payments, etc. Those negative accounts take a huge toll on the potential the tradelines have to offer. -
Nope. they do not.
Clients added to any of our American Express cards (other than certain store cards banked through American Express) DO NOT SHOW HISTORY. Many of our clients who purchase these cards pair them with other tradelines that have good age. You then get a mix of age and credit limit . -
Given the short timeframe these tradelines are actively on your credit report, they typically report to at least two credit bureaus.
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If the tradeline doesn’t report within the time frame quoted in the confirmation email, you must follow the non-posting instructions for us to further assist.
If a tradeline does not report by the 14th day after the closing date of the second billing cycle we WILL REFUND in full for that Tradeline.
Important- If you wait 60 days after your statement date to let us know your line(s) did not report,
you will not get a refund. -
Most certainly. If you are interested in purchasing a tradeline, but unsure of which to choose or would like to know if you are a good candidate you can send us an email to: order@femuretradelines.com
